Being diagnosed with a critical illness can generate costs far beyond medical expenses—costs that may or may not be covered by traditional health plans. A critical illness insurance policy like CriticalCare insurance can help employees cover the costs that arise from a critical illness diagnosis, leaving their family savings intact.
- Pays a tax-free single-payment benefit (according to current federal tax laws) regardless of what is covered by other sources—up to $100,000, directly to the policy holder
- Covers a broad range of conditions most likely to cause major lifestyle changes, including heart attack, stroke, cancer and kidney failure
- Loss of Independent Living Rider covers the inability to perform two or more activities of daily living (eating, dressing, etc.) without assistance
- Can cover spouse and children on the same policy
- Occupational HIV rider for medical professionals
- Preventive Care Benefit pays up to $50 a year for a wide variety of medical tests
- Benefit Extension Rider (AIG CriticalCare insurance only; not available for plans without a cancer benefit) pays a benefit on a second or third critical illness, or on a second diagnosis of the same illness
- Free membership in Best Doctors® referral service, should the policy holder pursue a specialist for a second opinion
- Issue ages from 18 to 69; guaranteed renewable to age 75
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TRANSLATION DISCLOSURE
This document has been translated from English for your convenience. All applications for coverage and all policies or contracts that may be issued are written in English only. You may request an English version of this document. If there is any discrepancy, the English version is the official document.
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